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Avinash Lobo is an assistant professor currently work in the department of commerce St. Antony College of Commerce Naravi, Dakshina Kannada. I obtained my Mcom degree from Mangalore university in the year 2018. and Started my career as a lecturer in the department of Commercial Practice Acharya Polytechnic(Institutes) Bangalore. I have presented Research papers in National and International Conferences and Few Papers are published in Renowned publication and UGC care listed Journals.